If you have ever tried to bank online, then you’ll know how intimidating and overwhelming the process can be. From the technical jargon to the myriad of functionalities that gobble up expensive data, the experience can make you long for the days of stashing money under the mattress and get on with life.
mojaPay is a financial technology platform that combines the slickness of digital banking with the ease of personal accessibility – and it’s about to change the way you send, receive and save money in this highly digitised era we live in.
Formerly known as digiToken, the online platform has been upgraded to offer seamless transactions and payments for unbanked businesses and underbankedindividuals. They bring the world of access, endless possibilities and convenience to the underappreciated mass market and informal economy.
“mojaPay is not just a digital app; it’s a platform that gives those who are often marginalised and unseen in society an opportunity to contribute to making their communities a thriving economic space. Many people from disadvantaged communities are often left behind and kept in those dire conditions by the lack of access that is increasingly driven by digitisation, and we at mojaPay say it’s about time our people become active participants in both the formal and informal financial ecosystems,” says co-founders Kagiso Dichabe and Xolisa Vuza.
Dichabe said with mojaPay, there is no need for a bank account or high-end smartphone to be able to transact.
“There will be no high banking charges that eat into your hard-earned cash either. “
The platform offering will see you:
• Buy your prepaid electricity and water on the go AND claim for your Free Basic Electricity
• Pay your DStv without leaving the comfort of your home
• Send and receive money safely and securely
• Become an entrepreneur by joining mojaPay as an Agent or Merchant.
Dichabe added that as a mojaPay agent, the person will be joining the legions of ambitious self-starters who follow the entrepreneurship route by becoming self-employed.
“The unemployment statistics in our country are staggering. Between an economy that has been on a downward trajectory as well as the harrowing COVID-19 storm, youth unemployment has skyrocketed to over 70%. The beauty of being a mojaPay agent is that you are an independent, self-employed individual – and there is no age limit to it! With about 250 products and services on the platform, from retailing to billing services, mojaPay is serious about playing its part in eradicating the unemployment crisis in our country.”
HOW TO REGISTER ON MOJAPAY
– Download the mojaPay app from the Google Playstore or iOS store
– Follow the simple and user-friendly registration process with your personal details
– If you are registering as an Agent, one does not need to buy any hardware like printers to start selling on mojaPay, and the registration process is just as easy!
